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About Us
FormFree Holdings Corporation is a privately-held corporation based in Atlanta,
Georgia. Our flagship product is the AccountChek Asset Verification Solution.
Banks and loan originators currently verify a borrower’s depository assets in a
manual fashion (completing forms and sending them to the institution) or they require
3 months bank statements to be provided by the consumer. Asset verification is required
on 100% of first liens originated today. Today, AccountChek can electronically complete
VODs in real-time for over 80 Million prospective borrowers.
Quality of data has become a central focus. GSEs and other regulatory agencies are
requiring higher standards, originators and lenders are struggling to meet these
standards thus turning away significant number of borrowers. AccountChek's direct
access to borrower custodial information and direct representation without interpretation
provides the highest quality of data possible w/o manual access. AccountChek acts
as a bridge between these agencies' need for higher quality and lender’s inability
to provide it in an efficient and cost effective manner.
AccountChek provides the lending community with a proactive means to verify a consumer’s
financial ability to meet their obligations and demonstrate good savings history
to meet investor guidelines, adding financial stability, safety and soundness to
the lending decision.