Credit Card Solutions

Breaks the implied linkage between mortgage and credit card debt


Looking for a way to deal with soaring default rates on your card portfolio? Today, there is virtually no verification of income nor assets when extending a line of credit. Stated income loans that worked so well for the mortgage industry are affecting credit card portfolios even more today.

Financial Account Verification using AccountChek gives your portfolio managers an accurate picture of a cardholder's financial position - instantly. AccountChek returns detailed analysis on balances, cash flow, paychecks, and other transactions - information that you can use to decide whether or not to extend credit.

Detailed Analysis from AccountChek

Features & Benefits

  • Electronic Access
  • Instant Account Verification
  • Actionable Information
  • Enhance Credit Risk Management
  • Real-time Analysis
  • Historical Transactions
  • Continuous Monitoring
  • Real-Time Fraud Detection
  • 11,000+ Financial Institutions
  • Automatic Borrower Notification
  • Variety of Monitoring Options
  • Unusual Activity Alerts
  • Variable Certification Thresholds
  • Cash Flow Analysis
  • Vendor Analysis
  • Account Ownership Certification
  • Account Usage Alert
  • Flexible Reporting
  • Risk Mitigation
  • Secure Administration
  • Anywhere Anytime Access