Mortgage Solutions

Mortgage fraud remains widespread in the depressed housing market, with perpetrators motivated by high profits and little risk of getting caught...Read More - Associated Press


AccountChek provides real-time verification of deposits (VODs & 1006) and analysis of borrower’s bank statements. With AccountChek, loan originators can electronically verify and monitor borrowers’ bank accounts and transactions for up-to-date, reliable, and accurate financial information. AccountChek analyzes your borrower’s financial account activity in real-time and reports transactions indicative of mortgage fraud.


  • Borrower Applies for Loan...

    • Loan officer gathers information about borrower bank accounts
    • Borrower receives e-mail from accountchek.com with secure VOD Key
    • Borrower begins enrollment process
  • Borrower Enrolls...

    • Borrower securely enrolls financial institution through AccountChek
    • AccountChek instantly links to borrower accounts from 11,000+ institutions
    • Borrower selects accounts for verification
  • Borrower & Lender...relax

Features & Benefits

  • Electronic Access
  • Instant Account Verification
  • Actionable Information
  • Enhance Credit Risk Management
  • Real-time Analysis
  • Historical Transactions
  • Continuous Monitoring
  • Real-Time Fraud Detection
  • 11,000+ Financial Institutions
  • Automatic Borrower Notification
  • Variety of Monitoring Options
  • Unusual Activity Alerts
  • Variable Certification Thresholds
  • Cash Flow Analysis
  • Vendor Analysis
  • Account Ownership Certification
  • Account Usage Alert
  • Flexible Reporting
  • Risk Mitigation
  • Secure Administration
  • Anywhere Anytime Access