AccountChek’s comprehensive security standards and privacy controls are at the center of our award-winning success.
AccountChek® has achieved the highest levels of security and is regularly tested for vulnerabilities:
- Cloud Hosting Environment has SSAE 16 SOC 2 Attestations
- Our servers are protected by firewalls and 2048-bit security keys
- Real-time monitoring to detect and defeat attempts to breach system boundaries
AccountChek® is an encrypted, read-only product that retrieves the consumer’s account data directly from the source, returning digital bank statements and analysis to the lender in as little as 5 minutes. Because the data is never accessed by humans, the incidence of mistakes and fraud is, for practical purposes, eliminated.
All data is encrypted in transit and at rest. TLS 1.2 encryption is used during transmission of all data. The consumer’s sensitive information is submitted directly into a separate database with both hardware and software encryption. Consumer credentials are never visible to, or accessible by, anyone, including system users. Consumer credentials are automatically and permanently purged from our system as soon as the order is completed.
Consumer’s data is only stored in the United States. We utilize the Microsoft Azure Cloud, which houses data from major financial institutions, many Fortune 500 companies, and governmental agencies. Microsoft Azure uses state-of-the-art systems to ensure security and system availability and its facilities are manned around the clock by security personnel. We also conduct regular penetration and secure code testing, among others.