Announcement: AccountChek supports Fannie Mae and Freddie Mac Cash Flow Underwriting to help consumers with low or no score. Learn more

AccountChek®

The pioneer of digital asset verification. For over 10 years, AccountChek has helped borrowers skip the paper chase when qualifying for a loan. Borrowers send their direct-source financial data straight to lenders in an underwriter-friendly format that reduces delays, manual errors and fraud risk. Real-time insight into borrowers’ assets, income and employment enables better credit decisioning and promotes inclusion by giving lenders an alternative to traditional credit scoring.

AccountChek is an integrated data verification service available to lenders through more than 100 loan origination systems, point-of-sale solutions and reseller platforms.

Three essential elements of your customer’s financial DNA.

AccountChek bundles asset, income and employment verification to help lenders make better-informed decisions. Our single-sourcing strategy solution cuts valuable time to loan funding.

Simple.

Our award-winning borrower experience is designed with mobile in mind but works on any device.

Smart.

Real-time data enables better credit decisioning, reduces processing and underwriting times and promotes financial inclusion.

Secure.

More secure than sending sensitive financial documents via email, fax or mail, our state-of-the-art security keeps consumer data private.

See it in action.

Play Video

AccountChek makes life easier for us and our borrowers. Our loan process has been shortened by almost twenty days.

Isabella A.

Loan processing assistant

Not only are we saving time but we’re saving ourselves from issues that blow up right at the end of a file because the borrower’s wait until the very end to provide those bank statements.

Luis M.

EAGLE HOME MORTGAGE

I think AccountChek is just a great tool that we can provide to our clients.

Manuel B.

MIG

Fund more loans faster.

Save hours of manual work by automating asset, employment and income verification in a single experience.

Fund more loans faster.

The power of lending in the palm of your hand.

AccountChek is just the beginning. Meet Passport, the last verification tool you’ll ever need.