Positive Rent Payment History from Fannie Mae is live! Enter here

Take control of your financial destiny.

Be the first to know when the Passport app launches in your app store.

Paper Free. Hassle Free. FormFree.

FormFree understands where consumer data resides, how to access it and most importantly how to make it actionable for credit decisioning.

FormFree is a market-leading fintech company whose patented technology is building a more inclusive credit decisioning landscape by encouraging lenders to view borrower ability to pay (ATP) more holistically.

Brent A. Chandler

Founder of FormFree

Chandler founded FormFree in 2008 after his own frustrating home-buying experience fueled an obsession with making loans simpler and safer for everyone. A widely recognized innovator in mortgage and financial services technologies, Brent has nearly 25 years of experience on the leading edge of personal finance.

FormFree’s mission is to democratize lending for humanity.

FormFree’s vision is a new era of transparent, fair and inclusive credit markets.