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Paper Free. Hassle Free. FormFree.

FormFree understands where consumer data resides, how to gain access to it and most importantly, how to make it actionable for everyone.

FormFree is a market-leading technology company whose patented technology is building a more transparent and inclusive credit and capital market by enabling creditors to understand a person’s ability-to-pay (ATP) and willingness-to-pay.

Brent A. Chandler

Founder of FormFree

Chandler founded FormFree in 2008 after his own frustrating home-buying experience fueled an obsession with making loans simpler and safer for everyone. A widely recognized innovator in mortgage and financial services technologies, Brent has nearly 25 years of experience on the leading edge of personal finance.

FormFree’s Vision

Our vision is an era of transparent, fair and inclusive credit markets.

FormFree’s Mission

Our mission is to democratize lending for humanity.