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Direct-source consumer financial data can determine ability to repay if you know how to parse it (RobChrisman.com)

Right now, the accuracy of data used by lenders to assess borrower creditworthiness is under immense scrutiny, leading FICO and others to scramble for better models on the fly. FormFree Founder and CEO Brent Chandler writes that borrowers’ bank account activity and bank statement data contain all the information needed to determine a borrower’s ability to pay IF you know how to parse it.
Read the full story on RobChrisman.com.

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