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Lenders may never again ask you for pay stubs, W-2s, or bank statements (The Mortgage Reports)

“Getting approved for a mortgage is about to get a whole lot easier. In an effort to streamline the application process, mortgage giant Fannie Mae has rolled out a new program that allows lenders to “skip” the collection of most borrower documents…The agency branded the process “Day 1 Certainty”, meaning lenders can have complete confidence from day one of the application that the loan file was sound. But the real benefit — at least to the everyday mortgage applicant — is that faxing, scanning, mailing, and even hand-delivering piles of documentation becomes completely unnecessary in some cases.”
Read the entire article in The Mortgage Reports.

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