Industry Leading Mortgage Lending Technology

We are FormFree and we make credit happen.

Meet Ethan. His Financial DNA is as unique as his thumbprint.

AccountChek 3n1.

Asset, income and employment in one experience. We expanded the capabilities of our signature product to provide you direct-source income and employment data at a fraction of the cost of other popular solutions.

Identity.

Know people better than before.

Our secure biometric technology verifies identity beyond a shadow of a doubt.

Assets.

Certify cash flow intelligence.

Get direct-source checking, savings, retirement and investment account data in seconds using our asset verification tool.

Employment.

Instantly confirm employment.

Validate current and past work status of millions of Americans securely.

Income.

Verify income in seconds.

Direct-source income data and required paystubs creates the most accurate income picture available.

Credit.

More than just the “score.”

Our proprietary algorithms and credit-risk and resiliency intelligence enhance customer acquisition, financial inclusion, due-diligence and retention.

Public Records.

Avoid unwanted surprises.

Using our verification intelligence, we sweep public records to check for tax liens or civil judgments that could prevent a closing.

Decode your customer’s Financial DNA and make better lending decisions.

Our Passport™ mobile app brings critical customer Financial DNA and intelligence right to the front.

Looking for asset, income and employment in one experience? Look no further than AccountChek® 3N1.

Explore Passport

Explore AccountChek 3N1

Fund more loans faster.

Streamline your workflow by automating asset, employment and income verification with powerful intelligence in a single report.

AccountChek 3N1

It's time to change the way you lend.