Read the Latest FormFree News: Read more

Reducing the Black Homeownership Gap Through Underwriting Innovations (Urban Institute)

In partnership with the Federal Home Loan Bank of San Francisco, the Urban Institute has released a research report detailing the state of alternative data use; its potential impact on borrowers, pilots and programs that can further its implementation; and the role that FormFree and other housing market actors play in harnessing alternative data to advance racial equity in homeownership.

Read the full report by The Urban Institute. 

Related Articles

Alternative for credit invisible borrowers finds success

Read More

Beyond FICO: Predicting The Ability To Pay A Mortgage

Read More

Are credit scores too important to lenders?

Read More