AccountChek® undergoes rigorous third-party, investor and lender audits and maintains stringent security protocols and certifications, including SOC 2 and ISO/IEC 21002:2015. Our hosting partner, Microsoft Azure, is SSAE 16, SOC 2 and Cloud Security Alliance CAI certified. All data are encrypted at rest and in transit, monitored in real-time and further secured behind firewalls and 2048-bit security keys.
AccountChek® retrieves borrower asset data directly from the source, returning financial information to lenders in minutes in an encrypted, read-only product. Accessed via a secure ReissueKey™ that can be used to make the report available downstream, our automated process allows data to flow unchanged from the source to the lender, ensuring its accuracy.
Data are encrypted in transit and at rest. Borrower credentials are submitted directly into a separate system with both hardware and software encryption. Consumer credentials are never visible to, or accessible by, anyone. Consumer credentials are automatically purged from our system upon order completion.